We know how difficult it is for Canadians in British Columbia to get life insurance when they have a dangerous job. That is why we created an Accidental Death Plan, which removes traditional life insurance coverage barriers, like medical exams, and allows more people to get the coverage they need.
We are keeping life insurance simple, as it should be. Never undergo a medical exam to be eligible for coverage.
There are no face-to-face meetings with agents or medical examinations that will prevent you from being covered. The application and purchase of the plan are carried out entirely on our site.
Get tax-free coverage for over 20 debilitating injuries.
Your coverage is guaranteed as long as you are between the ages of 18-69 and a resident of British Columbia.
Get up to $500,000 in guaranteed benefits paid directly to your loved ones.
The coverage of our plans begins the moment you make the purchase, which means there are no waiting periods.
Take up to 30 days and see if you are fully satisfied with your plan. If not, let us know and get a full refund.
With our plan, you can get the additional optional benefits to make your home, car, and life more accessible for yourself after an accident.
Our plan does not require you to be a Canadian citizen to be eligible, making it an excellent financial tool for newcomers to Canada.
Our life insurance solutions have helped thousands of Canadians in British Columbia find a plan that meets their coverage needs.
If you want to discover your options, please fill out our simple online form to get started.
This table shows what percentage of the benefit is paid following an accident
|Schedule of Losses||Percentage of Principal Sum Amount|
|Loss of life||100%|
|Loss of entire sight of both eyes||100%|
|Loss of one hand and one foot||100%|
|Loss of use of one hand and one foot||100%|
|Loss of one hand and entire sight of one eye||100%|
|Loss of one foot and entire sight of one eye||100%|
|Loss of speech and hearing in both ears||100%|
|Loss of both arms, both hands, both legs or both feet||200%|
|Loss of use of both arms, both hands, both legs or both feet||200%|
|Loss of one arm or one leg||75%|
|Loss of use of one arm or one leg||75%|
|Loss of one hand or one foot||75%|
|Loss of use of one hand or one foot||75%|
|Loss of entire sight of one eye||75%|
|Loss of speech or hearing in both ears||75%|
|Loss of thumb and index finger of same hand||33%|
|Loss of use of thumb and index finger of same hand||33%|
|Loss of four fingers of same hand||33%|
|Loss of hearing in one ear||33%|
|Loss of all toes of same foot||25%|
This plan provides full coverage up to the policy anniversary following your 75th birthday. At this point, the policy will terminate and coverage will cease.
The Accidental Death & Dismemberment policy will not pay benefits when accidental death or injury is caused, directly or indirectly, by one or more of the following circumstances: