Our Accidental Death Plan has a straightforward goal, help Canadians in Manitoba get the coverage they need no matter how dangerous their job is. Anything can happen when you work a dangerous job, and our plan helps to ensure that your loved ones will have the financial security to carry on if something happens to you.
Regardless of your health status, your approval is guaranteed. You only must be between 18 to 69 years old and have a permanent residence in Manitoba.
You are not required to go through a medical exam when applying for our plan. Your health does not affect your eligibility.
There is no paperwork to complete, no need to meet face-to-face with agents, and no scheduling appointments. You can get coverage directly on our website.
Get up to $500,000 in guaranteed tax-free benefit amounts.
Tax-free coverage for over 20 debilitating injuries.
Once you complete your application, your policy is instantly issued to you.
If you are not satisfied with your plan, let us know and receive a full refund.
You don’t need to be a citizen to apply for our plan.
You can maximize your coverage with other benefits like bereavement benefits and transportation & home benefits.
Our advisors have helped thousands of Canadians in Manitoba get the Accidental Death Plan that works best for their needs and budgets. If you would like to receive a free quote and get coverage now, please use our simple online form to get started!
This table shows what percentage of the benefit is paid following an accident
|Schedule of Losses||Percentage of Principal Sum Amount|
|Loss of life||100%|
|Loss of entire sight of both eyes||100%|
|Loss of one hand and one foot||100%|
|Loss of use of one hand and one foot||100%|
|Loss of one hand and entire sight of one eye||100%|
|Loss of one foot and entire sight of one eye||100%|
|Loss of speech and hearing in both ears||100%|
|Loss of both arms, both hands, both legs or both feet||200%|
|Loss of use of both arms, both hands, both legs or both feet||200%|
|Loss of one arm or one leg||75%|
|Loss of use of one arm or one leg||75%|
|Loss of one hand or one foot||75%|
|Loss of use of one hand or one foot||75%|
|Loss of entire sight of one eye||75%|
|Loss of speech or hearing in both ears||75%|
|Loss of thumb and index finger of same hand||33%|
|Loss of use of thumb and index finger of same hand||33%|
|Loss of four fingers of same hand||33%|
|Loss of hearing in one ear||33%|
|Loss of all toes of same foot||25%|
This plan provides full coverage up to the policy anniversary following your 75th birthday. At this point, the policy will terminate and coverage will cease.
The Accidental Death & Dismemberment policy will not pay benefits when accidental death or injury is caused, directly or indirectly, by one or more of the following circumstances: