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With our Accidental Death Life Insurance Plan, we make getting insured for high-risk jobs as easy as possible for residents in New Brunswick. There are no medical exam requirements, no face-to-face meetings with agents, and no paperwork to complete when you apply.

How our Accidental Death Plan works for residents of New Brunswick

You cannot be denied coverage

We only have two requirements for our policy: be between 18-69 and have a permanent residence in Saskatchewan.

Our plan offers instant issue coverage

You don’t have to wait to see if you qualify for coverage or for your plan to take effect.

Your health is never a barrier

We do not ask you to undergo medical exams to be eligible. Your health condition is not a barrier to obtaining protection from our plan.

Online applications

Our simple online application process gives you free quotes and a wide variety of coverage options. All this without the need to schedule agent appointments or fill out endless paperwork.

Financial security for your family

Get up to $500,000 in affordable and reliable coverage paid directly to your beneficiaries.

Our plans are designed to offer protection without barriers.
Our Accidental Death Plan solutions help residents in New Brunswick easily provide their loved ones with total protection during a difficult time. Here are three unique benefits of our Accidental Death Plan:

Citizenship not required

You do not have to be a Canadian citizen to be eligible for coverage options in New Brunswick.

Take 30 days to review your plan

You have 30 days to review your policy thoroughly. If you are not satisfied, please reach out to us, and we will provide you with a full refund.

Extra protection

Our plan includes a series of additional optional benefits, including rehabilitation support or bereavement benefits.


If you are interested in acquiring an Accidental Death plan in New Brunswick, do not hesitate to fill out our application form to get a free no-obligation quote and discover your plan options now.

Find out more about our plan details:

Accidental Death Plan - Schedule of Losses

This table shows what percentage of the benefit is paid following an accident

Schedule of Losses Percentage of Principal Sum Amount
Loss of life 100%
Loss of entire sight of both eyes 100%
Loss of one hand and one foot 100%
Loss of use of one hand and one foot 100%
Loss of one hand and entire sight of one eye 100%
Loss of one foot and entire sight of one eye 100%
Loss of speech and hearing in both ears 100%
Brain death 100%
Loss of both arms, both hands, both legs or both feet 200%
Loss of use of both arms, both hands, both legs or both feet 200%
Quadriplegia 200%
Paraplegia 200%
Hemiplegia 200%
Loss of one arm or one leg 75%
Loss of use of one arm or one leg 75%
Loss of one hand or one foot 75%
Loss of use of one hand or one foot 75%
Loss of entire sight of one eye 75%
Loss of speech or hearing in both ears 75%
Loss of thumb and index finger of same hand 33%
Loss of use of thumb and index finger of same hand 33%
Loss of four fingers of same hand 33%
Loss of hearing in one ear 33%
Loss of all toes of same foot 25%
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Accidental Death Plan - Exclusions
Expiry of Policy

This plan provides full coverage up to the policy anniversary following your 75th birthday. At this point, the policy will terminate and coverage will cease.

General Exclusions

The Accidental Death & Dismemberment policy will not pay benefits when accidental death or injury is caused, directly or indirectly, by one or more of the following circumstances:

  • Illness;
  • An suicide or intentional self-injury while sane or insane;
  • In the act of committing or attempting to commit a criminal offense or while in prison;
  • Medical or surgical treatments or complications arising from such things, except when required as a result of an injury;
  • Participation as a paid professional in sports, or participation in any motorized contest of speed, nor any hazardous activities such as: scuba diving, rock climbing, boxing, sky diving/parachuting, hang-gliding, and/or bungee jumping;
  • Air travel other than as a fare-paying passenger in a commercially-licensed aircraft, or;
  • Declared or undeclared war, acts of war, terrorism, riot or insurrection, or death as a result of serving in the armed forces of any country, government, or international organization.
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