We’ve made getting insured with our Accidental Death Plan incredibly simple. More Canadians in Ontario find affordable and reliable accidental death coverage with Specialty Life Insurance through our simple application process and no medical exam requirements.
When you apply, you know right away if you are approved or not. Also, if you decide to make a purchase, your plan is active the same day.
We offer guaranteed acceptance as long as you are between 18-69 and have a permanent residence in Ontario.
All of our plan’s benefits are 100% tax-free.
Regardless of your health status, you can always apply for our Accidental Death Plan, as we don’t require medical exams or reports to provide you coverage.
Coverage up to 500,000 that your beneficiaries can use as they wish.
Our plan offers additional coverage for over 20 debilitating conditions.
There is no need to be a Canadian citizen to be eligible for our coverage options.
You have a period of 30 days to review your policy details. If you are not satisfied, contact us, and we will give you a full refund.
Our plan offers optional benefits such as home and vehicle modification support and bereavement and rehabilitation benefits.
We work across Ontario and help Canadians find the best Accidental Death Plan for their needs and budget.
If you would like to receive a free no-obligation quote and discover your plan options, please use our simple online application now.
This table shows what percentage of the benefit is paid following an accident
|Schedule of Losses||Percentage of Principal Sum Amount|
|Loss of life||100%|
|Loss of entire sight of both eyes||100%|
|Loss of one hand and one foot||100%|
|Loss of use of one hand and one foot||100%|
|Loss of one hand and entire sight of one eye||100%|
|Loss of one foot and entire sight of one eye||100%|
|Loss of speech and hearing in both ears||100%|
|Loss of both arms, both hands, both legs or both feet||200%|
|Loss of use of both arms, both hands, both legs or both feet||200%|
|Loss of one arm or one leg||75%|
|Loss of use of one arm or one leg||75%|
|Loss of one hand or one foot||75%|
|Loss of use of one hand or one foot||75%|
|Loss of entire sight of one eye||75%|
|Loss of speech or hearing in both ears||75%|
|Loss of thumb and index finger of same hand||33%|
|Loss of use of thumb and index finger of same hand||33%|
|Loss of four fingers of same hand||33%|
|Loss of hearing in one ear||33%|
|Loss of all toes of same foot||25%|
This plan provides full coverage up to the policy anniversary following your 75th birthday. At this point, the policy will terminate and coverage will cease.
The Accidental Death & Dismemberment policy will not pay benefits when accidental death or injury is caused, directly or indirectly, by one or more of the following circumstances: