We want to give all Prince Edward Island residents the ability to purchase an Accidental Death Plan. Our life insurance coverage allows anyone to find their ideal plan regardless of whether they have a pre-existing condition or family health history that prevented coverage in the past. With our plan, your health is not a barrier to obtaining protection that fits your needs. If you have a dangerous job and need affordable and straightforward coverage, our Accidental Death Plan is an excellent option for you.
You don’t have to wait for approvals with our plan. With our quick process, you’re approved immediately, and your coverage is active within the same day.
The state of your health cannot influence your eligibility for this policy.
You cannot be turned down for coverage because of your health or medical history. Simply be between 18 to 69 and have a permanent residence in Prince Edward Island to be accepted.
Get up to $500,000 in guaranteed tax-free benefits without the need for medical exams.
Our plan offers full and partial coverage for more than 20 debilitating conditions, so you will always feel protected.
You can view your plan options, get your free no-obligation quote, and purchase your policy directly from our site in minutes.
We give you 30-days to ensure the coverage is working best for your needs. If you are not satisfied with your plan, we’ll give you a full refund.
We do not require you to be a Canadian citizen to be eligible for our plans.
Our coverage offers unique coverage benefits like home and vehicle modifications and rehabilitation and bereavement benefits.
We’ve helped many people in Prince Edward Island with high-risk jobs find the coverage they need.
To get your free quote and see a list of options that can work for your needs, please use our short online application to get started now.
This table shows what percentage of the benefit is paid following an accident
|Schedule of Losses||Percentage of Principal Sum Amount|
|Loss of life||100%|
|Loss of entire sight of both eyes||100%|
|Loss of one hand and one foot||100%|
|Loss of use of one hand and one foot||100%|
|Loss of one hand and entire sight of one eye||100%|
|Loss of one foot and entire sight of one eye||100%|
|Loss of speech and hearing in both ears||100%|
|Loss of both arms, both hands, both legs or both feet||200%|
|Loss of use of both arms, both hands, both legs or both feet||200%|
|Loss of one arm or one leg||75%|
|Loss of use of one arm or one leg||75%|
|Loss of one hand or one foot||75%|
|Loss of use of one hand or one foot||75%|
|Loss of entire sight of one eye||75%|
|Loss of speech or hearing in both ears||75%|
|Loss of thumb and index finger of same hand||33%|
|Loss of use of thumb and index finger of same hand||33%|
|Loss of four fingers of same hand||33%|
|Loss of hearing in one ear||33%|
|Loss of all toes of same foot||25%|
This plan provides full coverage up to the policy anniversary following your 75th birthday. At this point, the policy will terminate and coverage will cease.
The Accidental Death & Dismemberment policy will not pay benefits when accidental death or injury is caused, directly or indirectly, by one or more of the following circumstances: