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Our Accidental Death Plan stands apart from other offerings in the life insurance market thanks to its easy eligibility and hassle-free, quick application process. We’ve seen residents of Saskatchewan struggle to get coverage in the past, and this challenge can be tough on those with more dangerous jobs. That’s why we created the Accidental Death Plan, to provide coverage to more Canadians who need proper financial security.

Our Accidental Death Plan and its benefits for residents of Saskatchewan

Eligibility made easy

Be between 18-69 and have a permanent residence in Saskatchewan. Your acceptance is guaranteed if you can meet these two simple criteria.

Your health has no impact

We do not require you to undergo a medical exam. Your health does not affect your application.

Instant coverage

When you apply for coverage, you know right away if you’re approved or not. Also, when you purchase a plan, it takes effect the same day.

Accident Protection

Full coverage for loss of life and full and partial coverage for over 20 other debilitating conditions.

Financial protection

Your plan benefit can be up to $500,000 with guaranteed acceptance.

Quick and simple application

There are no mountains of paperwork to complete or face-to-face meetings to schedule. You can get a quote and see your plan options, and purchase coverage right from the site.

Additional benefits of our Accidental Death Plan
Our plan has additional benefits that give you unparalleled protection.

You are eligible even if you are not a citizen

Canadian citizenship is not required to apply for our Accidental Death Plan.

Try it out with no obligation

If you are not completely satisfied with your plan, simply let us know within 30 days of the issue date and get a full refund.

Additional Coverage

Unlike other plans, we include rehabilitation and bereavement benefits. You can even carry out modifications to your vehicle and home if necessary.


We’ve helped thousands of Canadians in Saskatchewan get peace of mind by providing them with our straightforward and reliable Accidental Death Plan coverage. If you are interested in learning more about your plan options and getting free no-obligation quotes, please use our short online application now!

Find out more about our plan details:

Accidental Death Plan - Schedule of Losses

This table shows what percentage of the benefit is paid following an accident

Schedule of Losses Percentage of Principal Sum Amount
Loss of life 100%
Loss of entire sight of both eyes 100%
Loss of one hand and one foot 100%
Loss of use of one hand and one foot 100%
Loss of one hand and entire sight of one eye 100%
Loss of one foot and entire sight of one eye 100%
Loss of speech and hearing in both ears 100%
Brain death 100%
Loss of both arms, both hands, both legs or both feet 200%
Loss of use of both arms, both hands, both legs or both feet 200%
Quadriplegia 200%
Paraplegia 200%
Hemiplegia 200%
Loss of one arm or one leg 75%
Loss of use of one arm or one leg 75%
Loss of one hand or one foot 75%
Loss of use of one hand or one foot 75%
Loss of entire sight of one eye 75%
Loss of speech or hearing in both ears 75%
Loss of thumb and index finger of same hand 33%
Loss of use of thumb and index finger of same hand 33%
Loss of four fingers of same hand 33%
Loss of hearing in one ear 33%
Loss of all toes of same foot 25%
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Accidental Death Plan - Exclusions
Expiry of Policy

This plan provides full coverage up to the policy anniversary following your 75th birthday. At this point, the policy will terminate and coverage will cease.

General Exclusions

The Accidental Death & Dismemberment policy will not pay benefits when accidental death or injury is caused, directly or indirectly, by one or more of the following circumstances:

  • Illness;
  • An suicide or intentional self-injury while sane or insane;
  • In the act of committing or attempting to commit a criminal offense or while in prison;
  • Medical or surgical treatments or complications arising from such things, except when required as a result of an injury;
  • Participation as a paid professional in sports, or participation in any motorized contest of speed, nor any hazardous activities such as: scuba diving, rock climbing, boxing, sky diving/parachuting, hang-gliding, and/or bungee jumping;
  • Air travel other than as a fare-paying passenger in a commercially-licensed aircraft, or;
  • Declared or undeclared war, acts of war, terrorism, riot or insurrection, or death as a result of serving in the armed forces of any country, government, or international organization.
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