Our plans have a straightforward goal, to help residents in Alberta get the coverage they need to protect the future of those who matter most to them.
Regardless of your health status, approval is guaranteed. You only must be between 18 to 69 years old and have a permanent residence in Alberta.
If you’ve ever been denied coverage because of your health, you can still get covered with our plan.
We provide financial protection if you are diagnosed with one of our over 20 covered illnesses.
The plan will be active immediately after you have completed your application process.
Your coverage continues even after a claim, giving you ongoing coverage for other conditions.
If you are not satisfied with your plan, let us know and receive a full refund.
From getting a free quote to learning about your options and making a purchase, every step does not require any paperwork or face-to-face meetings with agents.
We have helped many Canadians in Alberta find the right Critical Illness Plan that fits their needs.
If you would like to get started, discover your plan options, and purchase your plan, please complete our short online form now.
All claims are subject to a 30-day survival period following a diagnosis. Death that occurs during this time will not result in payable benefits.
Benefits will not be paid for insured conditions, child insured conditions or additional benefit conditions caused directly or indirectly, by or contributed to by any of the following:
Benefit will not be paid for any pre-existing condition.
Within the first 2 years: an insured condition such as, for example, a heart attack, will not be covered if it was caused by a pre-existing condition such as, for example, hypertension. After 2 years, this exclusion will no longer apply.
Benefits will not be paid of any amount for cancer, early-state prostate cancer treatment of DCIS for a period of 90 days from the effective date of the policy or the date of its reinstatement, whichever is sooner.✕ Close