Critical illnesses can leave you out of work and struggling to remain financially stable. We’ve seen many Canadians in New Brunswick go without coverage when they needed it most because of the restrictions of traditional plans. That's why we created a Critical Illness Plan that allows you to protect the financial future of your loved ones and keep their daily lives safeguarded without the need for medical exams.
Forget about those endless time-consuming requirements to get coverage. No paperwork or face-to-face meetings are required to get the plan.
Our Critical Illness Plan provides up to $25,000 in tax-free living benefits to help keep your family’s day-to-day lives secure as you focus on recovery.
Receive a full living benefit for several debilitating conditions, including cancer, heart attack, and stroke.
You have 30 days from the day you receive the policy to see if it works for you. If you are unsatisfied with the plan, let us know and get a full refund.
You get a flexible and completely customized plan that pays for multiple critical conditions and offers additional benefits, such as our second event benefit.
We've created a hassle-free life insurance option with no medical exams, no long wait times, and a quick application process.
Our Critical Illness plan guarantees coverage regardless of your health condition. Additionally, we do not require you to complete a mountain of paperwork or have in-person meetings with agents. The entire application process can be carried out from the comfort of your home. If you want to know more about our plan, which has helped many Canadians in New Brunswick, you can get your free no-obligation quote now and discover your plan options using our short online application.
All claims are subject to a 30-day survival period following a diagnosis. Death that occurs during this time will not result in payable benefits.
Benefits will not be paid for insured conditions, child insured conditions or additional benefit conditions caused directly or indirectly, by or contributed to by any of the following:
Benefit will not be paid for any pre-existing condition.
Within the first 2 years: an insured condition such as, for example, a heart attack, will not be covered if it was caused by a pre-existing condition such as, for example, hypertension. After 2 years, this exclusion will no longer apply.
Benefits will not be paid of any amount for cancer, early-state prostate cancer treatment of DCIS for a period of 90 days from the effective date of the policy or the date of its reinstatement, whichever is sooner.✕ Close