Canadians in Nova Scotia and across the nation diagnosed with a critical condition know how difficult it can be to ensure their family’s daily lives remain financially secure while they try to recover. Our Critical Illness Plan helps provide a living benefit that can cover daily living expenses and replace your income if you cannot work due to your illness.
There is never any need to meet face-to-face with agents when you apply. Everything from getting a free quote to discovering plan options to purchasing a plan can all be completed on our site.
No medical exams are required to be eligible for coverage or to get your free no-obligation quote.
Our plans provide coverage for a range of critical illnesses, including cancer, heart attack and stroke.
There are zero waiting periods for most plans, meaning you get your policy the same day you apply.
Take thirty days to review your coverage. If you don’t get peace of mind from your critical illness plan, cancel it, and you will get a full refund.
There are just two eligibility criteria required to apply: You must be between ages 18 to 69 and have a permanent residence in Nova Scotia.
Protect the financial future of your loved ones with Critical Illness life insurance up to $25,000.
With our quick and straightforward application process, our Critical Illness Plan allows more residents in Nova Scotia to find and purchase the coverage they need without worrying about their current health or family health history, from the comfort of their home.
Get your free no-obligation quote now and discover your critical illness plan options with our easy-to-use online application.
All claims are subject to a 30-day survival period following a diagnosis. Death that occurs during this time will not result in payable benefits.
Benefits will not be paid for insured conditions, child insured conditions or additional benefit conditions caused directly or indirectly, by or contributed to by any of the following:
Benefit will not be paid for any pre-existing condition.
Within the first 2 years: an insured condition such as, for example, a heart attack, will not be covered if it was caused by a pre-existing condition such as, for example, hypertension. After 2 years, this exclusion will no longer apply.
Benefits will not be paid of any amount for cancer, early-state prostate cancer treatment of DCIS for a period of 90 days from the effective date of the policy or the date of its reinstatement, whichever is sooner.✕ Close