We want to give all Ontario residents the ability to purchase critical illness insurance. Even if you have a pre-existing condition or family health history that prevented you from obtaining coverage in the past, your health is not a barrier to getting protection tailored for your needs with our Critical Illness Plan.
Medical exams are often the most significant pain point for many Canadians in Ontario looking for coverage, so we removed it as a requirement from our plan.
We provide instant approval for residents In Ontario between the ages of 18-69. In addition, we cannot deny your coverage due to your health condition.
We provide full benefit coverage for illnesses like cancer, heart attack, stroke, and more.
If you are not satisfied with your policy, you have 30 days to let us know, and we will provide you with a full refund.
Obtaining our Critical Illness Plan is so easy that you can get a free quote, see your plan options, and purchase your policy from our website without having to call an advisor.
Your plan’s benefit is guaranteed tax-free.
By removing these barriers, we’ve created a straightforward process that can be done entirely on our website.
We understand how difficult it has become for residents in Ontario to get critical illness coverage. With this in mind, we have created a hassle-free process that helps Ontarians meet the coverage expectations they need without scheduling meetings or undergoing medical exams.
To discover your coverage options and get free no-obligation quotes, please complete our short online application now. If you are happy with your options, you can purchase your plan right through the application in minutes.
All claims are subject to a 30-day survival period following a diagnosis. Death that occurs during this time will not result in payable benefits.
Benefits will not be paid for insured conditions, child insured conditions or additional benefit conditions caused directly or indirectly, by or contributed to by any of the following:
Benefit will not be paid for any pre-existing condition.
Within the first 2 years: an insured condition such as, for example, a heart attack, will not be covered if it was caused by a pre-existing condition such as, for example, hypertension. After 2 years, this exclusion will no longer apply.
Benefits will not be paid of any amount for cancer, early-state prostate cancer treatment of DCIS for a period of 90 days from the effective date of the policy or the date of its reinstatement, whichever is sooner.✕ Close