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Canadians living in Prince Edward Island need reliable and affordable critical illness coverage with no barriers getting in the way of their eligibility. Our Critical Illness Plan offers a straightforward way to get the financial protection you need when facing a severe condition like cancer or stroke.


We want more Canadians to get the coverage they deserve. That’s why our Critical Illness Plan doesn’t require meetings with agents, endless medical exams, or mountains of paperwork just to see if you qualify.

How our Critical Illness Plan works for residents of Prince Edward Island

Simple application

With our Critical Illness Plan, you can view your plan options, get your free no-obligation quote, and purchase your policy directly from our site in minutes.

Guaranteed issue coverage

With no paperwork and no medical exams, our plans have no application barriers.

Over 20 different conditions are covered

Heart attacks, stroke, cancer, and more are fully covered under our Critical Illness Plan.

All our plans have a 30-day money-back guarantee

Take 30 days to review your policy, and if you are not completely satisfied, you can cancel and receive a full refund of premiums.

No long waiting periods

Most of our plans are issued the same day you purchase coverage.

Easy eligibility

Our Critical Illness plan is available to Ontario residents ages 18 to 69, regardless of their health status.

Financial stability

Our plan provides affordable protection for you and your family to help cover daily living expenses and replace your income as you focus on recovery.

Conditions covered under the Critical Illness Plan
For residents of PEI our policy offers comprehensive financial security when you are diagnosed with a covered condition. Our Critical Illness Plan provides full coverage for up to 21 critical illnesses and partial coverage for three conditions.
See the full breakdown of our covered conditions now.
  • Alzheimer’s disease
  • Aorta surgery
  • Benign brain tumor
  • Blindness
  • Cancer
  • Coma
  • Coronary artery bypass surgery
  • Deafness
  • Dismemberment
  • Heart attack
  • Heart valve replacement
  • Loss of speech
  • Major organ failure
  • Major organ transplant
  • Motor neuron disease
  • Multiple sclerosis
  • Occupational HIV Infection
  • Paralysis
  • Parkinson’s disease
  • Severe burns
  • Stroke
  • DCIS
  • Early stage prostate cancer
  • Loss of independence

We specialize in providing the residents of Prince Edward Island with coverage for critical illnesses through our accessible and affordable Critical Illness Plan. With no medical exams, no paperwork, and no face-to-face meetings with agents required, we can provide more people with the reliable coverage they deserve. With our process, your current and past medical conditions will not prevent you from obtaining reliable coverage.

Are you ready to discover your plan options and get your free quotes? Please complete our short online application now to get started. If you are happy with your plan options, you can purchase your coverage right on our site in minutes without any medical exams or paperwork required.

Find out more about our plan details:

All claims are subject to a 30-day survival period following a diagnosis. Death that occurs during this time will not result in payable benefits.

Benefits will not be paid for insured conditions, child insured conditions or additional benefit conditions caused directly or indirectly, by or contributed to by any of the following:

  • Suicide or any intentionally self-inflicted injury, while sane or insane;
  • Declared or undeclared war, terrorism, riot, insurrection, service in the armed forces of any country or government or international organization;
  • A complication of Human Immunodeficiency Virus (HIV) infection or any variance thereof including AIDS and AIDS related complex;
  • Committing or attempting to commit a criminal offense, or while in prison; or
  • The misuse of medication, the abuse of drugs/intoxicants, or from having a blood alcohol level of 80 milligrams of alcohol in 100 milliliters of blood.

Pre-existing Condition Exclusion

Benefit will not be paid for any pre-existing condition.

Within the first 2 years: an insured condition such as, for example, a heart attack, will not be covered if it was caused by a pre-existing condition such as, for example, hypertension. After 2 years, this exclusion will no longer apply.

90-Day Cancer Exclusion

Benefits will not be paid of any amount for cancer, early-state prostate cancer treatment of DCIS for a period of 90 days from the effective date of the policy or the date of its reinstatement, whichever is sooner.

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