Our Final Expense Plan makes getting coverage for your end-of-life costs easier. We have removed the most significant barriers stopping Canadians from getting the coverage they need for the people who matter most.
If you are between 18 to 74 and have a permanent residence in Newfoundland and Labrador, you cannot be denied coverage under our Final Expense Plan.
Are you worried about your health getting in the way of your coverage eligibility? With our plan, we do not require you to undergo a medical exam when you apply.
You can get coverage without having to meet an agent face-to-face, completing a mountain of paperwork, or a lengthy application process.
Our process lets you know if you are approved for coverage in seconds and gives you a list of plan options.
Your beneficiaries can use your plan’s benefit in any way they wish.
Your coverage doesn’t end until you want it to; otherwise, it stays active until you reach age 100.
We give you up to 30 days to make sure the plan works for you. If there are any issues, we can give you a full refund.
This bonus coverage aspect of our Final Expense Plan offers up to four times the death benefit amount if you pass away due to an accident.
You do not need to be a Canadian citizen to be eligible for our policy. This feature of our final expense coverage makes it great for new immigrants to Canada.
Your beneficiaries are guaranteed to receive a tax-free benefit after a claim.
We have years of experience provide guaranteed issue Final Expense Plan coverage to residents of Newfoundland and Labrador. Our team can help you find a plan that meets your financial needs and works with your ideal budget. To learn about your options and receive a free quote, please use our simple online application now!
This policy also includes an accidental death benefit at no additional cost. For accidental death benefit exclusions please CLICK HERE.
Accidental death does not include death which is caused directly or indirectly by one or more of the following:
Please note that, aside from cases of fraud, if the policy is declared void the insured's beneficiary is entitled to a refund of premiums from the effective date of the policy or the date of its latest reinstatement.✕ Close