Final Expense Plan -
Life insurance that offers:
Guaranteed acceptance
Funeral expenses coverage
Hassle-free application
Key Benefits of our Plan:
Guaranteed acceptance
Instant approval up to $75,000 for all Canadian residents ages 18 to 75, and up to $25,000 for ages 76-80. Absolutely no denials due to health issues.
No medical exams
There are no obstacles between you and the protection you need. In fact, your health has no effect on your rates or eligibility for this plan.
Funeral expenses coverage
Your loved ones can use the benefit to cover funeral expenses, final bills or however they see fit.
Guaranteed coverage permanent coverage
This coverage does not stop when you need it most, and your plan remains in force for a lifetime.
10-Day Money Back Guarantee
If you are not absolutely satisfied with your plan, let us know and receive a full refund.
What our clients say
Explore Final Expense Plan features
Eligibility
There are only two requirements in order to qualify for protection under Specialty Life's Final Expense Insurance plan:
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You are between the ages of 18 and 80
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You have to be a Canadian resident or have landed immigrant status
Under this plan, there are no medical requirements to get coverage, and you cannot be denied for coverage due to health issues if you meet the above criteria.
Duration of coverage
Final Expense Plan will provides permanent, lifetime coverage.
Rates
Rates are guaranteed to stay fixed throughout the duration of the policy.
Rates are dependent only on age, gender, and smoking status. Your health condition or health history has no effect on your premiums.
Coverage amount
Final Expense Plan offers coverage up to $75,000 for ages 18-75 and up to $25,000 for ages 76-80
Policy exclusions
The death benefit will not be paid under the following circumstances:
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If death occurs within the first 2 years from the effective date or latest reinstatement. However, there will be full refund of premiums paid.
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The insured person commits suicide, while sane or insane, within 2 years from the effective date or latest reinstatement.
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If this policy is declared void due to a material omission, misrepresentation or in the event of fraud.
10-Day Money Back Guarantee
If you are not absolutely satisfied with your plan, let us know and receive a full refund.
5 top reasons our clients applied for life insurance
Find out what were the top personal motivators for our clients to apply for life insurance coverage.
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* The age limit is based on age nearest within the calendar year - must be closer to age 80 within the year to qualify.