Our Final Expense Plan helps remedy this need for financial security with a simple application and relaxed eligibility requirements. At Specialty Life Insurance, we don’t require you to undergo a medical exam or complete a mountain of paperwork when you apply. Also, your current condition status doesn’t affect your application, allowing you to apply while in remission, undergoing treatment, or if you’ve just been diagnosed.
Be between 18-74 and have a permanent residence in Nova Scotia. Your acceptance is guaranteed if you can meet these two simple criteria.
We do not require you to undergo a medical exam. Your health does not affect your application.
When you apply for coverage, you know right away if you’re approved or not. Also, when you purchase a plan, it takes effect the same day.
Our Final Expense Plan has bonus coverage for accidental death. If you pass away due to an accident, your beneficiaries will receive up to four times your plan’s original benefit amount.
Your final expense plan remains in force up to age 100. So, you always have the coverage you need with no premature cancellations by us.
Your plan’s benefit is always guaranteed tax-free.
Being a Canadian citizen is not a requirement for our final expense plan.
Canadians with cancer across Nova Scotia have turned to our affordable and accessible life insurance coverage to help their loved ones. The Final Expense Plan is designed to ensure more Canadians in need of financial security can get the plan they need at a comfortable price.
If you would like to discover your coverage options and get free no-obligation quotes, please complete our short online application now!
Find out more about our plan details:
This policy also includes an accidental death benefit at no additional cost. For accidental death benefit exclusions please CLICK HERE.
Accidental death does not include death which is caused directly or indirectly by one or more of the following:
Please note that, aside from cases of fraud, if the policy is declared void the insured's beneficiary is entitled to a refund of premiums from the effective date of the policy or the date of its latest reinstatement.
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