Canadians in New Brunswick over the age of 50 have more options for life insurance coverage than ever before. Traditional life insurance options and their restrictive and costly policies have stopped thousands of people from getting the coverage they need. From medical exams to lengthy questionnaires, many barriers get in the way of Canadians over 50 finding financial security. And that is why we’ve created our unique Over 50 Life Insurance plan.

Our life insurance options are tailored to Canadians in New Brunswick over 50 and require no medical exams, face-to-face meetings with agents or mountains of paperwork. We’re focused on making getting insured as affordable and straightforward as possible so you can get the coverage you need for the people who matter the most in the world.

Benefits of our Over 50 Life Insurance Plan for residents of New Brunswick

Coverage guaranteed

We only have two requirements to apply for coverage: you need to be between the ages of 18-74 and have a permanent residence in New Brunswick.

We don’t require a medical exam

Your health cannot affect your eligibility for our coverage. We do not need you to undergo a medical exam when you apply for and purchase our Over 50 Life Insurance.

Lifelong coverage

Your coverage is reliable and lasts up to age 100.

100% online

There are no agent meetings, no phone calls, and no paperwork to complete. Our process is entirely online, so you can get a free quote and purchase coverage from the comfort of your home.

Accidental coverage

You get extra accidental death coverage with your policy at no additional cost. If you pass away from an accident, your beneficiaries get up to four times your plan’s original benefit amount.

The Over 50 Life Insurance plan has helped thousands of Canadians in New Brunswick get the simplified life insurance coverage they need. If you want to see your recommended plans and get your free no-obligation quotes, please use our straightforward online application now!

Find out more about our plan details:

Final Expense Plan - Over 50+ Life Insurance - How the Policy is Paid
Subject to the terms and conditions outlined under this policy, we will pay the death benefit if:
  • The insured person dies after two years of this policy, or an accidental death as covered under the accidental death condition as laid out in the policy documents.
  • Death that occurs within the first two years will be subject to a refund of premiums.
  • If the insured person dies after two years of this policy and the death is an accidental death, four times the death benefit will be paid out as set out in the policy schedule.
Final Expense Plan - Over 50+ Life Insurance - Policy Exclusions
The basic death benefit will not be paid under the following circumstances:
  • Death that occurs, within 2 years from the effective date or latest reinstatement and is not an accidental death will be subject to no benefit payments. A full refund of premiums will occur.
  • The insured person commits suicide, while sane or insane, within 2 years from the effective date or latest reinstatement.
  • If this policy is declared void due to a material omission, misrepresentation or in the event of fraud.

This policy also includes an accidental death benefit at no additional cost. For Accidental Death Benefit exclusions please Learn more about Accidental Death Benefit exclusions now.

Please note that, aside from cases of fraud, if the policy is declared void the insured's beneficiary is entitled to a refund of premiums from the effective date of the policy or the date of its latest reinstatement.