From medical exams to long paper applications, traditional life insurance plans don’t make it easy for Canadians in Saskatchewan over 50. The many barriers that come with traditional policies have often led Canadians 50+ to go without the financial coverage they need for their loved ones. Whether it is due to denials or expensive policies, traditional life insurance isn’t the best option for every Canadian in Saskatchewan.

That is why we created our Over 50 Life Insurance plan so that more Canadians can find affordable and comprehensive life insurance coverage. Our process is streamlined and straightforward, with no medical exams, paperwork, or face-to-face meetings with agents. You can apply for and purchase your plan through our online application process in minutes.

Our Over 50 Life Insurance and how it helps Canadians in Saskatchewan

No more denials

Our plan only requires you to be between the ages of 18-74 and have a permanent address in Saskatchewan. If you can meet these two simple requirements, your acceptance is guaranteed.

Never go through a medical exam

You never have to undergo a medical exam at any point in your application.

Comprehensive lifelong coverage

The Over 50 Life Insurance plan provides you with reliable coverage up to age 100.

Entirely online process

Everything from seeing your plan options to getting a free quote to purchasing a policy is done through our simplified online application. You never have to meet with an agent or complete any paperwork to apply for a plan.

Benefit from additional coverage

When you apply for the Over 50 Life Insurance plan, you also get accidental death coverage at no extra cost. If you pass away from an accident, your plan pays your beneficiaries up to four times your plan’s original benefit.

Our goal is to make getting insured over the age of 50 easier than it has ever been. Our Over 50 Life Insurance plan has already helped thousands across Saskatchewan get the affordable and reliable coverage they need for their families.

Are you ready to discover your options? Please feel free to complete our short online application to get your free no-obligation quotes. If you are happy with your options, you can purchase your plan directly online without completing any paperwork or face-to-face meetings with agents.

Find out more about our plan details:

Final Expense Plan - Over 50+ Life Insurance - How the Policy is Paid
Subject to the terms and conditions outlined under this policy, we will pay the death benefit if:
  • The insured person dies after two years of this policy, or an accidental death as covered under the accidental death condition as laid out in the policy documents.
  • Death that occurs within the first two years will be subject to a refund of premiums.
  • If the insured person dies after two years of this policy and the death is an accidental death, four times the death benefit will be paid out as set out in the policy schedule.
Final Expense Plan - Over 50+ Life Insurance - Policy Exclusions
The basic death benefit will not be paid under the following circumstances:
  • Death that occurs, within 2 years from the effective date or latest reinstatement and is not an accidental death will be subject to no benefit payments. A full refund of premiums will occur.
  • The insured person commits suicide, while sane or insane, within 2 years from the effective date or latest reinstatement.
  • If this policy is declared void due to a material omission, misrepresentation or in the event of fraud.

This policy also includes an accidental death benefit at no additional cost. For Accidental Death Benefit exclusions please Learn more about Accidental Death Benefit exclusions now.

Please note that, aside from cases of fraud, if the policy is declared void the insured's beneficiary is entitled to a refund of premiums from the effective date of the policy or the date of its latest reinstatement.