An Insider's Guide to Burial Insurance with Pre-Existing Conditions

09 18, 2023
Jake Smith

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Experiencing the loss of a loved one is incredibly tough. Adding to the emotional toll is the stress of planning a funeral and dealing with the associated costs. Moreover, these challenges are magnified if they were under-insured. However, that's where burial insurance with pre-existing conditions steps in.

In this blog post, we take a closer look at burial insurance specifically designed for those with pre-existing health issues. You will discover the benefits. Then, you'll be able to determine if this coverage might be the ideal fit for you and your family.

Come along and join us on this enlightening journey!

Reliable Coverage — Burial Insurance With Pre-Existing Conditions

Life is full of unexpected hurdles, including pre-existing conditions. But you don't have to fret about soaring healthcare costs or leaving your loved ones with financial stress.

Our Excelsior Plan, a form of burial insurance with pre-existing conditions, serves to cover your funeral expenses and prevent your family from draining their savings. It offers a safety net, allowing you and your loved ones to focus on the essential things—creating and cherishing memories.


A senior man gaining peace of mind from his burial insurance with pre-existing conditions.


Excelsior Plan — What Makes It Distinct?

Easy Access to Coverage

One striking aspect of our Excelsior Plan for individuals with pre-existing conditions is its accessibility. Traditional insurance policies often require medical exams and substantial paperwork. However, our Excelsior Plan offers ease. It's simpler and provides a hassle-free option.

Complete Excelsior Coverage

Our Excelsior Plan typically offer adequate coverage to cater to end-of-life costs. Depending on your chosen plan, benefits could cover medical bills, funeral costs, and other related expenses, alleviating a significant burden from your family.


An older woman content with her accessible coverage of burial insurance.


Stable Premiums

With our Excelsior Plan, raising premiums over time are not a concern. Your premiums are fixed. They don't increase. Instead, they remain the same with aging or changes in health. This budget-friendly feature of the Excelsior Plan ensures you maintain your coverage without squeezing your finances.

No Medical Exam Needed

One appealing attribute of the Excelsior Plan is the no medical exam application process. There are no complicated medical exams or detailed health questions. This makes insurance accessible to those in need. In short, no one's turned away due to health or age.

Peace of Mind

The ultimate benefit of the Excelsior Plan for individuals with pre-existing conditions is peace of mind. The relief of knowing you won't leave a financial burden on your loved ones provides a sense of satisfaction and security. You can live your life to the fullest without worrying about the unknown in the future.


Senior relaxed, knowing her burial insurance will cover her final expenses.


Optimizing Your Excelsior Plan

After understanding the benefits of the Excelsior Plan with pre-existing conditions, how can you get the most out of it? Here are some tips:

  • Purchase your policy early: Regardless of your age, it's beneficial to secure your insurance early. The earlier you start, the more you save towards your death benefit.
  • Understand your policy: Be clear on the coverage your plan offers. Know what's covered and what's not. Ensure it aligns with your needs and financial comfort.
  • Maintain prompt payment of your premiums: Regular and timely premium payments are crucial to preserve your policy.
  • Seek professional advice: Don’t shy away from seeking an expert's opinion. They can help guide you to select options tailored to your unique situation.

Protecting Your Peace of Mind — Conclusion

Having a pre-existing condition should not stop you from having the peace of mind that insurance can bring. With the knowledge that your loved ones won't be burdened with last expenses, this alone can bring immense relief. The Excelsior Plan with pre-existing conditions, with its easy access, extensive coverage, stable premiums, and easy application process, is a valuable solution to consider.



Your Security, Our Priority — Excelsior Plan with Pre-Existing Conditions

Ready to secure your future and give your loved ones the peace attained from knowing they won't be stressed about funding your final costs? If that's a yes, then don't hesitate to reach out.

Start your journey towards securing your peace of mind. Click the button below to begin!

Get Your Quote!

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