Specialty Life Insurance

Term Life Insurance Simplified

Our Paramount Term Plans: Fast.Affordable.Effortless

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Key Benefits of our Paramount Term:

No medical exams, no waiting

Our plans require no physical examinations, no bloodwork, no doctor’s reports. As a result, you can qualify on the day of application and get your policy the same day! Moreover Canadians with pre-existing conditions are eligible and welcome to apply.

Simple, affordable coverage

We have developed a unique health questionnaire that accurately captures your information and offers a competitive rate as compared to traditional life insurance. Our advisors ensure the paperless application process is simple and hassle free.

Full range of coverage amounts

From modest coverage needs to a robust policy we have you covered with benefit amounts ranging from $10,000 to $500,000.

Permanent coverage available

If you are looking for a lifelong protection, consider Term 100 life insurance. This plan provides permanent coverage at a fraction of a cost compared to other permanent products such as Whole or Universal Life Insurance.

What our clients say

Explore Paramount Term Life Insurance features

There are only two requirements to qualify for protection under Specialty Life’s Term Life Insurance:

  • You are between the ages of 18 and 70

  • You are Canadian citizen or a permanet Canadian resident.

Duration of coverage

Depending on your needs you can choose to be covered for 10 years, 20 years or a lifetime with our Paramount Term 100 plan.

10-day review period

You have 10 days to review your policy and ensure it is right for you. If you are not completely satisfied your premiums will be refunded in full.

Coverage amount

Our plans are available from $1,000 and up to $500,000. The maximum benefit you can apply for depends on answers to qualifying questions.


Rates are dependent on age, gender, smoking status and health questionnaire. Your rates are guaranteed to be the same for the duration of the policy.

Renewable & Convertible

At the end of the term this plan can be renewed or converted to a permanent policy without any additional health questions or medical exams.

5 top reasons our clients applied for life insurance

Find out what were the top personal motivators for our clients to apply for life insurance coverage.

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