Key Benefits of our Plan:
No medical exams, no waiting
Our plans require no physical examinations, no bloodwork, no doctor’s reports. As a result, you can qualify on the day of application and get your policy the same day!
Simple, affordable coverage
We have developed a unique health questionnaire that accurately captures your information and offers a competitive rate as compared to traditional life insurance. Our advisors ensure the paperless application process is simple and hassle free.
Full range of coverage amounts
From modest coverage needs to a robust policy we have you covered with benefit amounts ranging from $10,000 to $1,000,000.
Permanent coverage available
If you are looking for a lifelong protection, consider Term 100 life insurance. This plan provides permanent coverage at a fraction of a cost compared to other permanent products such as Whole or Universal Life Insurance.
What our clients say
Explore Term Life Insurance features
There are only two requirements to qualify for protection under Specialty Life’s Term Life Insurance:
You are between the ages of 18 and 80*
You are Canadian resident.
Duration of coverage
Depending on your needs you can choose to be covered for 10, 20, 30 years or a lifetime with our Term 100 plan.
10-day review period
You have 10 days to review your policy and ensure it is right for you. If you are not completely satisfied your premiums will be refunded in full.
Our plans are available from $1,000 and up to $1,000,000. The maximum benefit you can apply for depends on your age and answers to qualifying questions.
Rates are dependent on age, gender, smoking status and health questionnaire. Your rates are guaranteed to be the same for the duration of the policy.
Renewable & Convertible
At the end of the term this plan can be renewed or converted to a permanent policy without any additional health questions or medical exams.