Your medical history shouldn't stop you from getting life insurance
Many Canadians with health challenges or a history of medical conditions struggle to get life insurance—or believe they can’t qualify at all. We specialize in providing coverage for those who are hard to insure, offering tailored plans designed specifically for Canadians facing health issues. Because we believe everyone deserves the peace of mind that comes with protection, no matter their circumstances.
Key Features of our Plans
Instant Approval
Get the coverage you need quickly and effortlessly. No medical exams or doctor’s reports—just fast approval for immediate peace of mind.
Guaranteed Acceptance for Pre-Existing Conditions
Don’t let your health history hold you back. Our plans guarantee eligibility, even if you have current or past medical conditions.
Flexible Coverage Options
Choose a coverage amount that works for you, with options ranging from $10,000 to $500,000.
Fixed Premiums
Lock in your premiums for the life of your policy. They’ll never increase, giving you reliable and predictable protection.
What Our Clients Say
How Can Our Life Insurance Plans Support Your Family?
Carrying a mortgage into later years is common for many Canadians. A life insurance benefit ensures your family won’t shoulder this burden by helping cover or supplement mortgage payments if you pass away.
If your income supports your family, life insurance can step in to cover daily expenses like bills, groceries, and other essentials, helping your loved ones maintain their lifestyle.
Outstanding debts can be overwhelming for your family. A life insurance benefit can pay off loans, credit cards, or mortgages, relieving financial stress in your absence.
Funeral costs can add up quickly, creating unexpected financial strain. Life insurance can help cover these expenses, giving your family peace of mind during a difficult time.
Applying is Quick and Simple
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Apply Online
Get started by applying for a fast, no-obligation quote on our website—it takes less than a minute
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Get Personalized Support
Our licensed advisors will guide you through the process, providing a competitive quote along with a tailored plan that fits your needs and budget.
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Finalize with Ease
Complete your application easily over the phone. Your policy will be emailed or mailed to you—whichever you prefer. Just like that, you’re covered!
Want to learn more about life insurance?
Our Resource Centre is your go-to guide for understanding life insurance. Whether you are exploring life insurance for the first time or looking to deepen your knowledge, our resources are designed to make complex concepts easy to grasp.
Visit Resource Centre