$33 Billion
of coverage provided to Canadians
50,000
Canadians protected
Effortless Funeral Expense Coverage
Funeral costs in Canada continue to rise, and many families are left facing unexpected expenses during an already emotional time. While it’s never easy to think about end-of-life planning, taking steps today can ease the financial burden on the people you care about most.
Our life insurance plans provide a simple way to help cover funeral costs and other final expenses. They’re made to fit your needs and also offer eligibility to Canadians with health concerns.
Start Your Free QuoteKey Features of Our Plans
Instant Approval
Get the coverage you need quickly and easily.
No medical exams or doctor’s reports—just a fast, instant approval process for immediate peace of mind.
Fixed Premiums
Enjoy protection you can count on. Your premiums stay the same for the life of your policy, giving you stable and predictable coverage.
Guaranteed Acceptance for Pre-Existing Conditions
Your health history shouldn’t stand in the way of getting coverage. Our plans offer guaranteed eligibility¹, even for individuals with current or past medical conditions.
These plans are offered exclusively through Specialty Life Insurance and are underwritten by Humania Assurance.
¹. Must answer "No" to one single health qualifying question: "Have you been diagnosed with a life expectancy of 24 months or less, or are you in the hospital or terminally ill?".
What Our Clients Say
What are the typical end-of-life expenses that can be covered by our plans:
- Funeral home basic service fee
- Casket (for burial)
- Cemetery plot or burial space
- Interment (opening & closing of the grave)
- Embalming and body preparation
- Cremation service (if chosen instead of burial)
- Use of funeral home facilities for visitation/service
- Transportation (hearse, transfer of remains)
- Headstone or grave marker
- Urn (for cremation)
- Flowers and memorial arrangements
- Obituary notices and printed materials
- Reception or gathering venue/services
What is the average cost of a funeral by province:
Province
Approximate average funeral cost
British Columbia
$7,000
Alberta
$7,000
Saskatchewan
$7,775
Manitoba
$8,000
Ontario
$10,000
Quebec
$9,000
New Brunswick
$9,000
Nova Scotia
$10,495
Prince Edward Island
$9,000
Newfoundland & Labrador
$8,000
Sources: MyChoice | LSM Insurance | Wagg Funeral Home (Ontario guide)
Our plans can help your family handle these costs and take some of the financial pressure off. Begin planning by requesting your free quote today.