Understanding Accidental Death & Dismemberment Plans

08 11, 2023
Jake Smith

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Uncertainty is a part of life, making it essential to build a safety net. Consider Accidental Death & Dismemberment (AD&D) coverage by Specialty Life as part of this net to secure you and your loved ones. Accessible to all Canadian residents, it offers immediate protection.

Here's how our AD&D plans add value to your existing life insurance policy, providing you with even more assurance.

Understanding Accidental Death & Dismemberment Plans

AD&D insurance offers financial security if the policyholder suffers an accidental death or major injury. This coverage gives the needed financial help during sudden, life-altering changes.

  • Our AD&D Rider provides $250,000 coverage, easily obtainable online for instant protection.
  • Any Canadian resident aged 18-69 can avail it, regardless of health history.
  • No need for medical exams or health quizzes, ensuring a fast application process.
  • The plan covers 23 kinds of severe conditions, offering broad protection.
  • Other benefits include help with rehabilitation, bereavement, and day-care.
  • If you're unhappy with the plan within 30 days, we'll refund the full amount, valuing our customer's satisfaction.

Our AD&D rider, designed by Specialty Life, values simplicity, affordability, instant protection, tailored service, access, openness, and novelty.

Canadian woman securing her future with AD&D coverage online through simple application.

Trustworthy Protection For Your Safety

Our Accidental Death & Dismemberment rider covers you up to the age of 75 for up to $250,000. It also provides extra benefits for specific severe conditions like:

  • Complete loss of sight in both eyes
  • Partial or Complete Loss of Limb
  • Loss of speech and hearing in both ears
  • Brain death
  • And more

Complete Protection With Extra Perks

This AD&D rider comes with bonus features like the return home benefit, day care benefit, spouse job training benefit, and home modifications & vehicle adjustments benefit.

Close-up of a person reviewing AD&D policy details

Specialty Life: Your Dependable Insurance Partner

We at Specialty Life stress simplicity, affordability, immediate coverage, and availability. Keeping these in mind, we offer cost-effective, open protection options with immediate coverage. We're here to serve you whenever required.

Man understanding why he needed AD&D coverage


In conclusion, adding an AD&D rider to your life insurance increases your financial safety net. It assures acceptance and offers comprehensive benefits, providing crucial support in tough times.

Understanding AD&D protection helps enhance your family's financial security.

Ensure Your Family's Future with Accidental Death and Dismemberment Plans by Specialty Life

If you want to provide extensive financial protection to your family, consider adding an AD&D rider to your life insurance policy from Specialty Life. Secure your loved ones' financial needs, even during life's unexpected twists and turns.

Main Advantages:

  • Immediate Acceptance: No worries about rejections due to past or present health conditions. Any Canadian resident between ages 18-69 can avail instantly.
  • No-Paper, Swift Enrollment: Our fast, clear, online application process requires no health check or medical history. Your policy activates immediately after application.
  • Extra Protection: Besides primary coverage, our plan protects against 23 kinds of severe injuries, including loss of sight, hearing, and more.
  • More Benefits: Our AD&D rider gives extra benefits, such as day care, rehabilitation, and bereavement benefits.
  • Customer Satisfaction: If you're not satisfied with your plan within 30 days, we'll provide a full refund.

Choose our AD&D rider to supplement your life insurance policy, fortify your family's future, and experience peace from knowing they'll be economically secure in case of sudden mishaps.

Secure your family's financial future, starting now!


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