Best Life Insurance for Seniors with Pre-Existing Conditions: Excelsior Plans Explained

06 27, 2023
Jake Smith

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As you age, finding a reliable life insurance policy that accommodates pre-existing health conditions can be a daunting pile of rejections. Thankfully, finding the best Life Insurance for seniors with pre-existing conditions in Canada is easier than you think! Excelsior plans offer stellar life protection coverage regardless of your health conditions or age.

In this article, we’ll delve further into Excelsior Plans. We will discuss how these plans outperform regular life insurance plans for seniors with pre-existing health conditions and highlight their additional benefits.

Excelsior Insurance: A Life Saver for Seniors with Pre-existing Conditions

When it comes to securing life insurance, your age or health shouldn't stop you. Excelsior plans by Specialty Life offer Canadians a no-medical life insurance option. With these policies, you get coverage guaranteed so long as you have a Canadian residence, and are between age 18 and 74. These plans are especially great for seniors with pre-existing conditions who may face hurdles obtaining traditional life insurance.

Ultimately, Excelsior plans aim to safeguard your loved ones' financial security after your death. Plus, they do this without imposing any hidden fine-print or surprise rate hikes. It's steady coverage you can trust for you and the people you love.

Senior grateful to have Excelsior Plans for securing his future.

Unpacking Excelsior Insurance - A Heartfelt Commitment to Seniors

Excelsior Insurance can be a lifesaver for seniors, as it guarantees coverage even for those denied by other insurance due to health issues. With other insurance plans demanding a clean bill of health, Excelsior plans offer a beacon of hope for seniors with chronic ailments.

Specialty Life's Excelsior insurance requires no health tests or medical exams. Our plans eliminate the fear of rejection due to health reasons, offering a safe and straightforward way to leave a financial legacy for your loved ones.

Excelsior insurance offers hope for seniors with chronic ailments.

Beneath the Surface: Benefits of Excelsior Insurance

Excelsior insurance is more than just another life insurance policy. We've designed this policy to specifically cater to the needs of seniors — especially those with pre-existing conditions.

Here are some key reasons why Canadian seniors choose Excelsior insurance:

Guaranteed Acceptance

Regardless of your medical history or current health status, as long as you’re between 18 and 74, and have a residence in Canada, you will receive coverage – that’s guaranteed.

Easy Application Process

Forget complex paperwork and extensive health surveys! The application process is quick, easy, and most importantly, done comfortably at your own time and pace.

Financial Security for Loved Ones

The policy proceeds can help your loved ones manage any financial burdens associated with your passing, including funeral expenses, debts, and medical bills.

Reliable Low Cost Premiums

Enjoy premiums fixed in five year terms. Despite advancing age or worsening health, your costs won't increase over the term. Then when it is time to move to the next term, you premiums are guaranteed to be less than a new applicant of the same age.

Flexible Protection

These policies are highly adaptable and offer coverage in almost any situation. This makes it an ideal fit for seniors with pre-existing health conditions and the fear of coverage rejection.

Instant Approval

The underwriting process for typical life insurance plans can take weeks or even months. With our Excelsior plans, you won’t need to lose sleep over whether you'll be approved. You can qualify in minutes!

Your Simple Steps to Uncomplicated Life Coverage

Getting coverage is as simple as submitting an easy online application. No doctor visits. No detailed medical history. It's a rapid and pain-free process to ensure your peace of mind by securing a good financial standing for your loved ones.

With that said, if you need assistance or have any questions while applying, our team is ready to help you make the best decisions for securing your family's future. We are more than a company — we are your partner in this journey towards lifetime financial security for your family.

Senior with pre-existing condition getting professional advice about Excelsior coverage.

Conclusion: Excelsior Plans — Life Insurance Built for Seniors

In conclusion, for senior citizens with pre-existing health conditions, seeking an affordable and reliable life insurance option can often feel like an upward task. Luckily, Excelsior plans are here to help. Leave your health concerns behind! You can specifically tailor a plan today and provide your family with guaranteed financial security.

In essence, this life insurance solution is perfect for Canadian seniors with health conditions who are searching for reliable, affordable, and secure financial protection.

Family now assured of their financial future thanks to finding the best life insurance for seniors with pre-existing conditions.

Your Route to Uncomplicated Life Coverage: Excelsior Plans

Embrace the financial protection and peace of mind offered by a Excelsior plan. If you’re Canadian, aged between 18 to 74, with pre-existing health conditions, this life insurance is built just for you. Your health history will never hold you back from getting reliable, affordable and secure life protection catered to your needs.

Embark on your journey to an insured future today!


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